Last Updated: February 13, 2026

Niba Capital LLC (“Niba Capital,” “we,” “our,” or “us”) is committed to protecting the privacy and confidentiality of personal information collected through our website, https://nibacap.com, and related communications.

This website is provided for informational purposes only and does not constitute an offer, solicitation, or recommendation to invest in any security.

IMPORTANT NOTICE REGARDING TEXT MESSAGING DATA

Niba Capital LLC does not share customer opt-in information, including phone numbers, consent records, or SMS opt-in data, with affiliates or third parties for marketing or promotional purposes. All text messaging opt-in data is kept strictly confidential and used only to provide our direct services.

1. Information We Collect

Personal Information

We may collect:

  • Full name

  • Email address

  • Phone number

  • Physical address

  • Payment information when applicable

  • Opt-in records and timestamps for SMS, email, and other communication channels

Non-Personal Information

We may automatically collect:

  • IP address

  • Browser type

  • Device information

  • Website usage data and analytics

  • Cookies and similar tracking technologies

Customer Communications

  • Records of inquiries and service requests

  • Appointment details and preferences

  • Service history and feedback

2. How We Use Your Information

We use collected information to:

  • Respond to inquiries and provide requested services

  • Communicate regarding appointments, updates, and support

  • Send service-related notifications and messages

  • Improve website performance and user experience

  • Maintain records of communication preferences and consent

  • Process transactions where applicable

  • Ensure security, fraud prevention, and legal compliance

3. SMS Messaging & Compliance

Text Message Program Terms

By opting into our SMS services, you agree to receive text messages related to our services, including updates, appointment reminders, and customer support communications.

Opt-In & Consent

  • Messages are sent only after explicit opt-in

  • Timestamped opt-in records are maintained

  • We comply with the Telephone Consumer Protection Act (TCPA) and applicable laws

Opt-Out Instructions

  • Reply “STOP” at any time to cancel SMS messages

  • A final confirmation message will be sent

  • No further messages will be delivered unless you re-opt in

Message Frequency & Content

  • Message frequency varies based on user interaction

  • Messages are service-related

  • No promotional messages are sent without explicit consent

Help & Support

Carrier Information

  • Message and data rates may apply

  • Carriers are not responsible for delayed or undelivered messages

SMS Data Protection Statement

No mobile information, including phone numbers and SMS consent records, will be shared with third parties or affiliates for marketing or promotional purposes. Information may be shared only with SMS service providers and aggregators strictly to deliver consented messages. All other use cases exclude text messaging opt-in data.

4. Information Sharing & Disclosure

We do not sell, rent, or trade personal information.

We may share information only with:

  • Service Providers: Vendors assisting with operations (payment processing, SMS delivery, scheduling), bound by confidentiality obligations

  • Legal Authorities: When required by law, court order, or legal process

  • Business Transfers: In the event of a merger, acquisition, or asset sale, with continued data protection

Text messaging opt-in data and consent records are never shared, except with SMS delivery providers.

5. Data Security

We implement reasonable safeguards, including:

  • Encryption of sensitive data

  • Secure access controls

  • Regular security reviews

  • Employee data protection training

  • Incident response and breach notification procedures

While we use commercially reasonable measures, no system is completely secure.

6. Cookies & Tracking Technologies

We use cookies to:

  • Analyze website traffic

  • Improve functionality and performance

  • Remember user preferences

You may disable cookies in your browser settings, though some features may be limited.

7. Your Rights & Choices

You may request to:

  • Access, update, or delete your personal information

  • Withdraw consent for communications

  • Opt out of marketing emails via unsubscribe links

  • Opt out of SMS messages by replying “STOP”

To exercise your rights, contact us using the information below.

8. Third-Party Links

Our website may contain links to third-party sites. We are not responsible for their privacy practices. This policy applies only to information collected by Niba Capital LLC.

9. Changes to This Policy

We may update this Privacy Policy periodically. Updates will be posted on this page with a revised effective date.

10. Contact Information

If you have questions about this Privacy Policy or data practices, contact:

Niba Capital LLC
Website: https://nibacap.com
Contact Page: https://nibacap.com/contact/

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